A Proven Approach That Works...

FIFLEX is committed to providing a customized retirement solution that is simple, easy to use and maintain. As a business, you should look for ways to create a retirement plan that meets your needs, is cost efficient, and achieves outstanding results. FIFLEX can work with you to find the perfect solution for your company.  

How We’re Different. Having a solid foundation sets FIFLEX apart from all other retirement providers by allowing us to focus on offering first class service while utilizing a high level of technology. Therefore, our success is driven by the four cornerstones; fiduciary oversight, investments, custom plan design, and cost efficiency.

Fiduciary Oversight. We believe in providing the greatest level of fiduciary support possible by providing a retirement solution that offers discretionary trustee services. Our solution will ensure your plan runs smoothly and remains in compliance with the Internal Revenue Code, the Employee Retirement Income Security Act of 1974 (ERISA), Department of Labor regulations, and general trust laws. The comprehensive trustee services include compliance testing, signature-ready 5500 preparation, contribution monitoring, document design and amendments, corrective program guidance, monitoring of regulatory changes, and investment oversight.

Investments. At FIFLEX, we provide you access to a group of proven and skilled investment managers of well-known mutual fund companies. Our solution offers selecting, monitoring and de-selecting of investments as added features of the discretionary trustee service. The selected investments achieve consistent results while focusing on downside risk and cost (institutional share class) through an unbiased approach.

Custom Plan Design. The FIFLEX Bundled 401(k) Plans program will give you access to a retirement plan customized to meet your needs. Our solution specializes in New Comparability (cross testing) plan design – a type of design that can provide greater allocations to owners and highly compensated employees. Additional features of the plan design include the ability to create classifications, providing different allocation rates for participants, FICA tax savings, and restructuring compensation programs to facilitate your employees’ needs.

Cost Efficiency. Do you know what you are currently paying for your retirement program? Did you know? “Only 58% of plan sponsors surveyed feel confident about their understanding of their overall costs, despite realizing the importance of understanding these costs?” –Chatham Partners. Understanding the cost structure of your retirement plan is imperative. Try our program's bundled approach to services and experience a fee structure that is affordable and flexible.

Retirement Plan Check-up. The Department of Labor recommends conducting a formal review of a retirement plan every two to three years and FIFLEX offers you a no-cost, no-obligation, 100% confidential due diligence review. Conducting a review helps you better understand your retirement plan and ensures your plan is in compliance with rules, regulations, and industry trends. The FIFLEX Bundled 401(k) Plans program gives you a comparative analysis by reviewing the fees of your current plan, making sure it is within industry standards and recognizing any potential opportunities for growth. Having a formal review completed is part of your fiduciary responsibility. Safeguard yourself against a lawsuit and have a due diligence review completed today.