Last Updated: 09/01/2009

FIFLEX Marketplace LLC.
468 N. Camden Dr.
Beverly Hills, CA 90210
Customer Service: 888.444.6679
Fax: 323.903.0322
E-mail: This e-mail address is being protected from spambots. You need JavaScript enabled to view it


FIFLEX Marketplace LLC Disclosures

General. FIFLEX Marketplace LLC is a Nevada limited liability company with its corporate headquarters in Beverly Hills, CA. Any reference in this Licenses and Disclosures to "we" or "us" or similar words shall refer to FIFLEX Marketplace LLC unless otherwise indicated, all such entities referred to as "FIFLEX" or “FIFLEX Marketplace.” Any reference in Licenses and Disclosures to "you" or "your" means the person(s) using the FIFLEX Marketplace LLC Websites (as defined in the Terms of Use Agreement), and/or the good, facilities or services of FIFLEX Marketplace offered through alternative methods. FIFLEX Marketplace is a computerized loan originator for mortgage loans performing computerized loan origination services for lenders and provides other services for non-mortgage loans. FIFLEX Marketplace is not a lender, auto lessor or credit card issuer. FIFLEX Marketplace does not take applications, make loans or credit decisions in connection with loans, nor does FIFLEX Marketplace issue commitments or lock-in agreements. Except as otherwise provided below for your state, FIFLEX Marketplace is not an agent of you, any participating bank, lender, mortgage broker or loan broker (we refer to all of these as "Lenders" or "Lender") or any third-party provider ("Provider"). FIFLEX Marketplace's services are only administrative. You should rely on your own judgment in deciding which available product and Lender or Provider best suits your needs and financial means. You are under no obligation to use FIFLEX Marketplace to commence the matching and request process and FIFLEX Marketplace does not guarantee that completing a request will result in you being matched with a Lender or Provider, receiving an offer from a Lender or Provider, or receiving a loan or service from a Lender or Provider.

Licensing. Commercial Real Estate Loans, and Commercial Loans & Lines of Credit are not available in the following states: AZ, CA, FL, MD, NJ, ND, RI, SD, WI.

Representative Examples. FIFLEX Marketplace makes no warranty or guarantee as to the results, or product testimonials, depicted through the images on this site.  Results may vary due to variance in individual data.

Fees. FIFLEX Marketplace receives most of its compensation from the Lenders or Providers for the goods, facilities and services provided by FIFLEX Marketplace. FIFLEX Marketplace's compensation varies by product and service. Computerized serivce origination fees paid by the Lender may be included in your rate, points or term and will be shown on your settlement statement.

Credit. Any loan request you submit is NOT an application for credit. Rather, it is a request to be matched with service providers to receive conditional offers from financial services providers. You may have to complete an application with a service provider before they will extend an unconditional offer. A Lender you select may require you to pay an application or other fee to cover the costs of an appraisal, credit report or other items. The Provider will determine the amount of any such fee and should provide information to you regarding the refundability of any such fee.

Federal Disclosures. Any loan request will be forwarded to Lenders and these Lenders may make certain disclosures to you. These disclosures, which are required by the Truth in Lending Act (TILA), the Real Estate Settlement Procedures Act (RESPA), and certain other federal and state laws, include details of your cost of credit; good faith estimates of your settlement costs; HUD mandated booklets "Guide to Settlement Costs" and/or "When your Home is on the Line". The Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract), because all or part of the applicant's income derives from any public assistance program, or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The agency that administers compliance with this law varies by Lender depending on its lending authority, may include the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580.

PURSUANT TO FIFLEX MARKETPLACE’S TERMS OF USE AGREEMENT AND THE CONSENT FOR ELECTRONIC DISCLOSURES, THE DISCLOSURES AND CONSENTS REQUIRED UNDER CERTAIN FEDERAL AND/OR STATE LAWS ARE DEEMED TO BE PROVIDED, RECEIVED AND AGREED TO BY YOUR USE OF THE WEBSITES (AS DEFINED IN THE TERMS OF USE AGREEMENT).



© 2009 FIFLEX Marketplace, LLC. All rights reserved.